Premium Financing
US Premium Finance specializes in financing a wide range of commercial lines insurance products, for example: Commercial Property, General Liability, Workers Compensation, Professional Liability, Boiler & Machinery, D & O Liability, Inland Marine.

As a division of a commercial bank, we can pass along the best APR pricing in the industry. We fund immediately or delay funds for your insured's benefit. Your insured can pay monthly, quarterly, or semi-annually. With user-friendly software, great pricing, and flexible terms, financing premium is fast and easy.

Producer Compensation
Flat Compensation - Tell us what you want to earn in producer fees per $1 million in premium financed and we build that spread into each loan. Your CSR does not have to think rate. The advantage is a lively revenue stream that will exceed our competitors.

Spread Compensation - We provide you with a "buy" rate upon which you, the producing agent, can increase based on interest tolerance, to meet your revenue objectives. The advantage is a more robust revenue stream.

Funding
We offer 4 options for funding our agents

Draft Checks - Our agents have the option of using draft checks to fund Premium Finance Agreements. Simply issue the check and deposit into your bank account.

Wire Transfer or ACH - Rather than take the time to type out checks/drafts to yourself, we wire transfer monies directly into your agency's accounts and then e-mail confirmation. Our agents value this feature because it is efficient and improves their float.

Conventional Checks - Naturally, we can issue a conventional check if that's what you desire.